To make a deposit, just fund your My Friendly Pay Online Account with payroll deposits, ACH or a debit or credit card.

Once funded you are ready to make purchases, send money to other members or pay bills on-line for up to the limit of your account balance.

If the balance in your Friendly account is enough to cover your purchase, then it’s processed automatically. If your balance isn’t enough for the purchase, then your payment is declined, and more money will need to be deposited into the online account.

You can always check your balance and transactions on-line at MyFriendlyPay.com by logging into your secure account. We also offer text messaging, alerts, and digital receipts.

Finally, once you are a member of My Friendly Pay you can add a virtual prepaid debit card that can be used anywhere Mastercard is accepted.